EMPLOYMENT PRACTICE LIABILITY INSURANCE
Employment Practices Liability Insurance, also known as EPL insurance or EPLI, provides coverage to employers against claims made by employees, former employees, or potential employees alleging discrimination based on race, age, sex, or disability. Wrongful termination, harassment, and other employment-related issues, such as breach of contract and failure to make partner are examples of Employment Practice perils. Large law firms normally have signifigant employment practices insurance coverage in place and are prepared to deal with just about any employment lawsuit. On the other hand, new or small law firms are frequently the most vulnerable to employment claims. Because they usually lack a legal department or company handbook detailing the policies and procedures that guide hiring, disciplining or terminating. As soon as you hire employees you need Employee Liability Insurance.