OTHER INSURANCE FOR LAW PRACTICES
We can also help you understand the details of your Workers' Compensation Policy.
Workers' Compensation insurance is required for all business with employees, large and small, operating in the States of California, Nevada, Texas and Arizona. It provides effective and prompt medical treatment for employees who become injured or ill while performing their duties. Workers’ Compensation Insurance also protects the employer from being sued by the employee for those injuries or illnesses. An employee is covered regardless of whether they are at fault for the injury or illness.
Employment Practices Liability
Employment Practices liability insurance, also known as EPL insurance or EPLI, provides coverage to employers against claims made by employees, former employees, or potential employees alleging discrimination based on race, age, sex or disability. Wrongful termination, harassment, and other employment-related issues, such as breach of contract and failure to make partner are examples of Employment Practice perils. Large law firms normally have significant employment practices insurance coverage in place and are prepared to deal with just about any employment lawsuit. On the other hand, new or small law firms are frequently the most vulnerable to employment claims because they usually lack a legal department or company handbook detailing the policies and procedures that guide hiring, disciplining, or terminating. As soon as you hire employees you need Employee Liability Insurance.
Office Package Policy
A Business Office Package is the foundation which all other insurance products and services are built on. It is similar to a homeowner’s policy; an office package policy protects the physical property of a business including office contents and equipment, the building itself, including leasehold improvements, and provides Commercial General Liability Insurance (CGL) along with other coverages.
NPIS offers office package policies from some of the strongest insurance and asset management organizations in the world. Financial strength, experience, and commitment make NPIS a business partner you can trust.